{ "openapi": "3.0.1", "info": { "title": "SCA Exemptions", "description": "Maximize a frictionless checkout experience by using issuer data insights to apply exemptions. Exemptions are supported for Visa, Mastercard and Maestro.

__Authentication header__\n ```\n Authorization: {your_credentials}\n ```\nReplace `{your_credentials}` with your base64-encoded Basic Auth username and password given to your by your Worldpay Implementation Manager.

\nYou **must** use the `Authorization` header for any request you send to our Exemptions API.

__Accept/Content-Type header__\n ```\n Content-Type: application/vnd.worldpay.exemptions-v1.hal+json\n Accept: application/vnd.worldpay.exemptions-v1.hal+json\n ```\n
\n\nWe use the Accept header to identify which version of our API you are using. You must use the Accept header for any request you send to our Exemptions API.

We require the Content-Type header if the request you're sending includes a request body, and if the HTTP method is a `POST` or a `PUT`.

\n__DNS whitelisting__

Whitelist the following URLs:

* `https://try.access.worldpay-bsh.securedataplatform.co.uk/`
* `https://access.worldpay-bsh.securedataplatform.co.uk/`

\nPlease ensure you use DNS whitelisting, not explicit IP whitelisting.\n{% admonition type=\"danger\" name=\"Applying the exemption\" %} You must apply the `riskProfile` from the exemption assessment response in the [Card Payments API](/products/card-payments/authorize-a-payment#sca-exemptions) to link the Worldpay payment and apply the exemption that was granted. \nSee [applying the exemption](/products/sca-exemptions/assessment#applying-the-exemption) for details. {% /admonition %}", "version": "1", "x-metadata": { "category": [ "3DS", "SCA Exemptions" ], "business": [ "Enterprise" ], "catalog-list": true, "generated": false } }, "servers": [ { "url": "https://try.access.worldpay-bsh.securedataplatform.co.uk", "description": "Test (Try)" }, { "url": "https://access.worldpay-bsh.securedataplatform.co.uk", "description": "Live" } ], "paths": { "/exemptions/assessment": { "post": { "summary": "Exemption assessment", "description": "Assess for exemption.", "operationId": "assessment", "parameters": [ { "in": "header", "name": "Content-Type", "schema": { "type": "string", "example": "application/vnd.worldpay.exemptions-v1.hal+json" } }, { "in": "header", "name": "Accept", "schema": { "type": "string", "example": "application/vnd.worldpay.exemptions-v1.hal+json" } } ], "requestBody": { "content": { "application/vnd.worldpay.exemptions-v1.hal+json": { "schema": { "$ref": "#/components/schemas/exemptions_assessment" }, "examples": { "card/front": { "$ref": "#/components/examples/assessment-request-card" }, "card/tokenized": { "$ref": "#/components/examples/assessment-request-token" }, "card/networkToken": { "$ref": "#/components/examples/assessment-request-networkToken" } } } } }, "responses": { "200": { "description": "The authentication has been created", "content": { "application/vnd.worldpay.exemptions-v1.hal+json": { "schema": { "$ref": "#/components/schemas/exemptions_assessment_200_response" }, "examples": { "No exemption is granted": { "$ref": "#/components/examples/assessment-response-no-exemption" }, "Exemption granted - lowValue/authorization": { "$ref": "#/components/examples/assessment-response-exemption-authorization-lowvalue" }, "Exemption granted - lowRisk/authorization": { "$ref": "#/components/examples/assessment-response-exemption-authorization-lowrisk" }, "Exemption granted - lowRisk/authentication": { "$ref": "#/components/examples/assessment-response-exemption-authentication-lowrisk" } } } } }, "400": { "description": "Assessment request contains invalid values", "content": { "application/vnd.worldpay.exemptions-v1.hal+json": { "schema": { "$ref": "#/components/schemas/exemptions_assessment_400_response" }, "examples": { "An Exemption assessment request with invalid value in request body": { "description": "An Exemption assessment request using an email which is 2 characters long", "value": { "errorName": "bodyDoesNotMatchSchema", "validationErrors": [ { "errorName": "stringFailedRegexCheck", "message": "Email must be a valid email address", "jsonPath": "$.riskData.account.email" }, { "errorName": "stringIsTooShort", "message": "Email must be between 3 and 254 characters inclusive", "jsonPath": "$.riskData.account.email" } ], "message": "The json body provided does not match the expected schema" } }, "An Exemption assessment request using invalid header": { "description": "An Exemption assessment request using invalid 'Content-Type' header", "value": { "errorName": "headerHasInvalidValue", "message": "A valid 'Content-Type' header must be provided" } }, "An Exemption assessment request using invalid http method": { "description": "An Exemption assessment request using GET method instead of POST", "value": { "errorName": "methodNotAllowed", "message": "method GET not allowed for this request" } } } } } }, "401": { "description": "Assessment request is unauthorized", "content": { "application/vnd.worldpay.exemptions-v1.hal+json": { "schema": { "$ref": "#/components/schemas/exemptions_assessment_401_response" }, "examples": { "An Exemption assessment request with invalid Authorization header": { "description": "An Exemption assessment request using invalid Authorization header", "value": { "errorName": "unAuthorized", "message": "Invalid access token" } } } } } }, "503": { "description": "The requested service is unavailable", "content": { "application/vnd.worldpay.exemptions-v1.hal+json": { "schema": { "$ref": "#/components/schemas/exemptions_assessment_503_response" }, "examples": { "The requested service is unavailable": { "description": "The requested service is unavailable", "value": { "errorName": "serviceUnavailable", "message": "Service unavailable" } } } } } } } } } }, "components": { "schemas": { "billingAddress": { "required": [ "address1", "city", "postalCode", "countryCode" ], "type": "object", "description": "An object containing the billing address information.", "properties": { "city": { "maxLength": 50, "minLength": 1, "type": "string", "description": "Billing address city" }, "address1": { "maxLength": 80, "minLength": 1, "type": "string", "description": "Billing address line 1" }, "postalCode": { "maxLength": 15, "minLength": 1, "type": "string", "description": "Billing address postal code" }, "countryCode": { "maxLength": 2, "minLength": 2, "pattern": "^[A-Z]{2}$", "type": "string", "description": "Billing address country code" }, "state": { "maxLength": 30, "minLength": 1, "type": "string", "description": "Billing address state. Should only be provided following the `ISO-3611-2` two-character sub division (e.g.“CA” for California)." }, "address2": { "maxLength": 80, "minLength": 1, "type": "string", "description": "Billing address line 2" }, "address3": { "maxLength": 80, "minLength": 1, "type": "string", "description": "Billing address line 3" } } }, "card_front": { "required": [ "type", "cardNumber", "cardHolderName", "cardExpiryDate" ], "type": "object", "properties": { "type": { "type": "string", "format": "card/front", "description": "An identifier for the `paymentInstrument` being used." }, "cardExpiryDate": { "required": [ "month", "year" ], "type": "object", "description": "Object containing card expiry information", "properties": { "month": { "maximum": 12, "minimum": 1, "type": "integer", "description": "Card expiry month" }, "year": { "maximum": 9999, "minimum": 1, "type": "integer", "description": "Card expiry year" } } }, "cardNumber": { "maxLength": 19, "minLength": 10, "pattern": "^[0-9]*$", "type": "string", "description": "Clear card number (PAN)." }, "billingAddress": { "$ref": "#/components/schemas/billingAddress" }, "cardHolderName": { "maxLength": 255, "minLength": 1, "type": "string", "description": "The name on the customer's card." } } }, "card_tokenized": { "required": [ "type", "href" ], "type": "object", "properties": { "type": { "type": "string", "format": "card/tokenized", "description": "An identifier for the `paymentInstrument` being used." }, "href": { "minLength": 1, "type": "string", "description": "An `http` address that contains your link to an Access Token" } } }, "card_networktoken": { "required": [ "type", "tokenNumber", "cardExpiryDate" ], "type": "object", "properties": { "type": { "type": "string", "format": "card/networkToken", "description": "An identifier for the `paymentInstrument` being used." }, "cardExpiryDate": { "required": [ "month", "year" ], "type": "object", "description": "Object containing card expiry information", "properties": { "month": { "maximum": 12, "minimum": 1, "type": "integer", "description": "Card expiry month" }, "year": { "maximum": 9999, "minimum": 1, "type": "integer", "description": "Card expiry year" } } }, "tokenNumber": { "maxLength": 19, "minLength": 10, "pattern": "^[0-9]*$", "type": "string", "description": "The network token number" }, "cardHolderName": { "maxLength": 255, "minLength": 1, "type": "string", "description": "The name on the customer's card." }, "billingAddress": { "$ref": "#/components/schemas/billingAddress" } } }, "exemptions_assessment": { "required": [ "transactionReference", "merchant", "instruction" ], "type": "object", "properties": { "transactionReference": { "maxLength": 64, "minLength": 1, "pattern": "^[-A-Za-z0-9_!@#$%()*=.:;?\\[\\]{}~`/+]*$", "type": "string", "description": "A unique reference for authentication. For example, e-commerce order code." }, "merchant": { "required": [ "entity" ], "type": "object", "description": "An object that contains information about the merchant and API level configuration.", "properties": { "entity": { "maxLength": 64, "minLength": 1, "pattern": "^[A-Za-z0-9 ]*$", "type": "string", "description": "Used to route the request in Access Worldpay, created as part of on-boarding." } } }, "exemption": { "required": [ "capability" ], "type": "object", "default": "authorizationOnly", "description": "An object that contains information about the `type` and `placement` of the requested exemption. \n\n_Note: If this object is not used in the request the `capability` is limited to `authorizationOnly`_.\n", "properties": { "capability": { "type": "string", "enum": [ "authorizationOnly", "authenticationOnly", "authorizationAndAuthentication" ], "x-enumDescriptions": { "authorizationOnly": "The SCA Exemptions service can only return a `placement` of `authorization`.", "authenticationOnly": "The SCA Exemptions service can only return a `placement` of `authentication`.", "authorizationAndAuthentication": "The SCA Exemptions service can return either a `placement` of `authorization` or `authentication`." }, "description": "Indicates whether the exemption requested from us, can return a placement of authorization (payment) and/or authentication (3DS)." }, "request": { "type": "object", "description": "An object used to control the `placement` and `type` of the requested exemption. If not provided, we decide the best placement and type (optimized).", "properties": { "placement": { "type": "string", "default": "optimized", "enum": [ "optimized", "authorization", "authentication" ], "x-enumDescriptions": { "optimized": "We select the best performing placement based on its data.", "authorization": "A request for an exemption placed within the authorization.", "authentication": "A request for an exemption placed within the authentication (3DS)." }, "description": "Defines where the exemption is being requested." }, "type": { "type": "string", "default": "optimized", "enum": [ "optimized", "lowValue", "lowRisk" ], "x-enumDescriptions": { "optimized": "We select the best performing type based on its data.", "lowValue": "An exemption for an authorization that is under €30.", "lowRisk": "An exemption for an authorization that has been through Transaction Risk Analysis (TRA)." }, "description": "Defines which type of exemption is being requested." } } } } }, "instruction": { "required": [ "value", "paymentInstrument" ], "type": "object", "description": "The object that contains all the payment information related to the authentication request.", "properties": { "value": { "required": [ "amount", "currency" ], "type": "object", "description": "An object that contains information about the value of the authentication.", "properties": { "amount": { "maximum": 999999999, "minimum": 0, "type": "integer", "description": "The authentication amount. This is a whole number with an exponent." }, "currency": { "maxLength": 3, "minLength": 3, "pattern": "^[A-Z]{3}$", "type": "string", "description": "The three digit currency code." } } }, "paymentInstrument": { "oneOf": [ { "$ref": "#/components/schemas/card_front" }, { "$ref": "#/components/schemas/card_tokenized" }, { "$ref": "#/components/schemas/card_networktoken" } ], "description": "An object that contains the card details or token location.", "discriminator": { "mapping": { "card/front": "#/components/schemas/card_front", "card/tokenized": "#/components/schemas/card_tokenized", "card/networkToken": "#/components/schemas/card_networktoken" }, "propertyName": "type" } } } }, "doNotApplyExemption": { "type": "boolean", "description": "Request an exemption but don't apply it in the payment. Used for the initial go-live to build up the data model and have more reliable exemption predictions." }, "riskData": { "type": "object", "description": "An object that holds risk related information that might help in improving the accuracy of fraud assessment.", "properties": { "account": { "type": "object", "description": "Object containing all customer account related risk data.", "properties": { "email": { "maxLength": 254, "minLength": 3, "pattern": "^.+@.+$", "type": "string", "description": "The customer's email address." }, "dateOfBirth": { "maxLength": 20, "minLength": 1, "type": "string", "format": "date", "description": "The customer's date of birth." }, "shopperId": { "maxLength": 128, "minLength": 1, "type": "string", "description": "A unique identifier for the customer. Use it to create manual fraud rules and identify your customers." } } }, "transaction": { "type": "object", "description": "Object containing all customer transaction related risk data.", "properties": { "firstName": { "maxLength": 22, "minLength": 1, "pattern": "^[a-zA-Z]*$", "type": "string", "description": "Customer's first name." }, "lastName": { "maxLength": 22, "minLength": 1, "pattern": "^[a-zA-Z]*$", "type": "string", "description": "Customer's last name." }, "phoneNumber": { "maxLength": 20, "minLength": 4, "pattern": "^[0-9]*$", "type": "string", "description": "Customer's phone number." } } }, "shipping": { "type": "object", "description": "Object containing all data related to how the order is shipped.", "properties": { "firstName": { "maxLength": 22, "minLength": 1, "pattern": "^[a-zA-Z]*$", "type": "string", "description": "First name of the shipping recipient." }, "lastName": { "maxLength": 22, "minLength": 1, "pattern": "^[a-zA-Z]*$", "type": "string", "description": "Last name of the shipping recipient." }, "address": { "required": [ "address1", "city", "postalCode", "countryCode" ], "type": "object", "description": "An object containing the shipping address information.", "properties": { "city": { "maxLength": 50, "minLength": 1, "type": "string", "description": "Shipping address city" }, "address1": { "maxLength": 80, "minLength": 1, "type": "string", "description": "Shipping address line 1" }, "postalCode": { "maxLength": 15, "minLength": 1, "type": "string", "description": "Postcode of shipping address" }, "countryCode": { "maxLength": 2, "minLength": 2, "pattern": "^[A-Z]{2}$", "type": "string", "description": "Shipping address country code" }, "state": { "maxLength": 30, "minLength": 1, "type": "string", "description": "Shipping address state. Should only be provided following the `ISO-3611-2` two-character sub division (e.g.“CA” for California)." }, "address2": { "maxLength": 80, "minLength": 1, "type": "string", "description": "Shipping address line 2" }, "address3": { "maxLength": 80, "minLength": 1, "type": "string", "description": "Shipping address line 3" }, "phoneNumber": { "maxLength": 20, "minLength": 4, "pattern": "^[0-9]*$", "type": "string", "description": "Shipping recipient's phone number." } } } } }, "custom": { "type": "object", "description": "Object containing custom fields", "properties": { "number1": { "maximum": 2147483647, "minimum": -2147483648, "type": "integer", "description": "Custom number field 1" }, "number2": { "maximum": 2147483647, "minimum": -2147483648, "type": "integer", "description": "Custom number field 2" }, "number3": { "maximum": 2147483647, "minimum": -2147483648, "type": "integer", "description": "Custom number field 3" }, "number4": { "maximum": 2147483647, "minimum": -2147483648, "type": "integer", "description": "Custom number field 4" }, "number5": { "maximum": 2147483647, "minimum": -2147483648, "type": "integer", "description": "Custom number field 5" }, "number6": { "maximum": 2147483647, "minimum": -2147483648, "type": "integer", "description": "Custom number field 6" }, "number7": { "maximum": 2147483647, "minimum": -2147483648, "type": "integer", "description": "Custom number field 7" }, "number8": { "maximum": 2147483647, "minimum": -2147483648, "type": "integer", "description": "Custom number field 8" }, "number9": { "maximum": 2147483647, "minimum": -2147483648, "type": "integer", "description": "Custom number field 9" }, "number10": { "maximum": 2147483647, "minimum": -2147483648, "type": "integer", "description": "Custom number field 10" }, "string1": { "maxLength": 100, "minLength": 1, "type": "string", "description": "Custom string field 1" }, "string2": { "maxLength": 100, "minLength": 1, "type": "string", "description": "Custom string field 2" }, "string3": { "maxLength": 100, "minLength": 1, "type": "string", "description": "Custom string field 3" }, "string4": { "maxLength": 100, "minLength": 1, "type": "string", "description": "Custom string field 4" }, "string5": { "maxLength": 100, "minLength": 1, "type": "string", "description": "Custom string field 5" }, "string6": { "maxLength": 100, "minLength": 1, "type": "string", "description": "Custom string field 6" }, "string7": { "maxLength": 100, "minLength": 1, "type": "string", "description": "Custom string field 7" }, "string8": { "maxLength": 100, "minLength": 1, "type": "string", "description": "Custom string field 8" }, "string9": { "maxLength": 100, "minLength": 1, "type": "string", "description": "Custom string field 9" }, "string10": { "maxLength": 100, "minLength": 1, "type": "string", "description": "Custom string field 10" } } } } }, "deviceData": { "type": "object", "description": "Object containing device data information.", "properties": { "collectionReference": { "maxLength": 128, "minLength": 30, "pattern": "^[A-Za-z0-9_-]*$", "type": "string", "description": "Use the sessionId specified in the ThreatMetrix Device Data Collection to link this data to the assessment." } } } } }, "exemptions_assessment_200_response": { "required": [ "outcome", "transactionReference", "riskProfile" ], "type": "object", "properties": { "outcome": { "enum": [ "noExemption", "exemption" ], "x-enumDescriptions": { "noExemption": "no exemption granted, proceed to 3DS authentication", "exemption": "exemption granted, follow placement and type" }, "type": "string", "description": "The outcome of the exemption assessment request." }, "transactionReference": { "maxLength": 64, "minLength": 1, "type": "string", "description": "A unique reference for assessment that was passed in the request." }, "riskProfile": { "required": [ "href" ], "type": "object", "description": "A resource you can use in the payment authorization request that represents the outcome of the exemption assessment. Used to:\n- apply the exemption (if provided)\n- update the data model so future assessments are more accurate\n", "properties": { "href": { "maxLength": 1024, "minLength": 30, "type": "string", "format": "uri", "description": "A link to a resource to be used in the payment authorisation request that represents the outcome of exemption assessment." } } }, "exemption": { "required": [ "placement", "type" ], "type": "object", "description": "An object that holds information about the exemption if it is granted.", "properties": { "placement": { "enum": [ "authorization", "authentication" ], "x-enumDescriptions": { "authorization": "Apply the exemption in the payment authorization", "authentication": "Apply the exemption in the 3DS authentication" }, "type": "string", "description": "Indicates whether the exemption is provided to be placed in a payment authorization request or 3DS authentication request.\n" }, "type": { "enum": [ "lowValue", "lowRisk" ], "x-enumDescriptions": { "lowValue": "Apply a lowValue exemption, _(only applicable to a placement in authorization)_", "lowRisk": "Apply a lowRisk exemption." }, "type": "string", "description": "The type of exemption to apply." } } } } }, "exemptions_assessment_400_response": { "required": [ "message", "errorName" ], "type": "object", "properties": { "message": { "type": "string", "maxLength": 2048, "minLength": 1, "description": "The error description message" }, "errorName": { "type": "string", "maxLength": 2048, "minLength": 1, "description": "The unique error name" }, "validationErrors": { "description": "Object containing details of validation errors occurred", "type": "array", "items": { "$ref": "#/components/schemas/validation_errors" } } } }, "exemptions_assessment_401_response": { "required": [ "message", "errorName" ], "type": "object", "properties": { "message": { "type": "string", "maxLength": 2048, "minLength": 1, "description": "The error description message" }, "errorName": { "type": "string", "maxLength": 2048, "minLength": 1, "description": "The unique error name" } } }, "exemptions_assessment_503_response": { "required": [ "message", "errorName" ], "type": "object", "properties": { "message": { "type": "string", "maxLength": 2048, "minLength": 1, "description": "The error description message" }, "errorName": { "type": "string", "maxLength": 2048, "minLength": 1, "description": "The unique error name" } } }, "validation_errors": { "type": "object", "required": [ "errorName", "jsonPath", "message" ], "properties": { "errorName": { "maxLength": 2048, "minLength": 1, "type": "string", "description": "Unique name of the validation error" }, "jsonPath": { "maxLength": 2048, "minLength": 1, "type": "string", "description": "Location of the field in request body for which the error occurred" }, "message": { "maxLength": 2048, "minLength": 1, "type": "string", "description": "Error description message" } } } }, "securitySchemes": { "BasicAuth": { "type": "http", "scheme": "basic" } }, "examples": { "assessment-request-card": { "description": "Exemption assessment using the card instrument", "value": { "transactionReference": "Memory265-13/08/1876", "merchant": { "entity": "default" }, "doNotApplyExemption": false, "exemption": { "capability": "authorizationAndAuthentication", "request": { "placement": "authorization", "type": "lowValue" } }, "instruction": { "paymentInstrument": { "type": "card/front", "cardHolderName": "Sherlock Holmes", "cardNumber": "4444333322221111", "cardExpiryDate": { "month": 5, "year": 2035 }, "billingAddress": { "address1": "221B Baker Street", "address2": "Marylebone", "address3": "Westminster", "postalCode": "NW1 6XE", "city": "London", "state": "Greater London", "countryCode": "GB" } }, "value": { "currency": "GBP", "amount": 250 } }, "deviceData": { "collectionReference": "0_4XXXXXXX-XXXX-XXXX-XXXX-XXXXXXXXX8G6" }, "riskData": { "account": { "email": "sherlock.holmes@example.com", "dateOfBirth": "1990-09-09" }, "transaction": { "firstName": "Sherlock", "lastName": "Holmes", "phoneNumber": "00000000000000" }, "shipping": { "firstName": "James", "lastName": "Moriarty", "address": { "address1": "The Palatine Centre", "address2": "Durham University", "address3": "Stockton Road", "postalCode": "DH1 3LE", "city": "Durham", "state": "County Durham", "countryCode": "GB", "phoneNumber": "01911234321" } } } } }, "assessment-request-token": { "description": "Exemption assessment using a Worldpay Token", "value": { "transactionReference": "Memory265-13/08/1876", "merchant": { "entity": "default" }, "doNotApplyExemption": false, "exemption": { "capability": "authorizationAndAuthentication", "request": { "placement": "authorization", "type": "lowValue" } }, "instruction": { "paymentInstrument": { "type": "card/tokenized", "href": "https://try.access.worldpay-bsh.securedataplatform.co.uk/tokens/MTIzNDU2Nzg5MDEyMzQ1Ng" }, "value": { "currency": "GBP", "amount": 250 } }, "deviceData": { "collectionReference": "0_4XXXXXXX-XXXX-XXXX-XXXX-XXXXXXXXX8G6" }, "riskData": { "account": { "email": "test@test.com", "dateOfBirth": "1990-09-09" }, "transaction": { "firstName": "Sherlock", "lastName": "Holmes", "phoneNumber": "02031234321" }, "shipping": { "firstName": "James", "lastName": "Moriarty", "address": { "address1": "The Palatine Centre", "address2": "Durham University", "address3": "Stockton Road", "postalCode": "DH1 3LE", "city": "Durham", "state": "County Durham", "countryCode": "GB", "phoneNumber": "01911234321" } } } } }, "assessment-request-networkToken": { "description": "Exemption assessment using a network token", "value": { "transactionReference": "Memory265-13/08/1876", "merchant": { "entity": "default" }, "doNotApplyExemption": false, "exemption": { "capability": "authorizationAndAuthentication", "request": { "placement": "authorization", "type": "lowValue" } }, "instruction": { "paymentInstrument": { "type": "card/networkToken", "tokenNumber": "4444333322221111", "cardExpiryDate": { "month": 5, "year": 2035 }, "billingAddress": { "address1": "221B Baker Street", "address2": "Marylebone", "address3": "Westminster", "postalCode": "NW1 6XE", "city": "London", "state": "Greater London", "countryCode": "GB" } }, "value": { "currency": "GBP", "amount": 250 } }, "deviceData": { "collectionReference": "0_4XXXXXXX-XXXX-XXXX-XXXX-XXXXXXXXX8G6" }, "riskData": { "account": { "email": "sherlock.holmes@example.com", "dateOfBirth": "1990-09-09" }, "transaction": { "firstName": "Sherlock", "lastName": "Holmes", "phoneNumber": "00000000000000" }, "shipping": { "firstName": "James", "lastName": "Moriarty", "address": { "address1": "The Palatine Centre", "address2": "Durham University", "address3": "Stockton Road", "postalCode": "DH1 3LE", "city": "Durham", "state": "County Durham", "countryCode": "GB", "phoneNumber": "01911234321" } } } } }, "assessment-response-no-exemption": { "description": "No exemption is granted, use 3DS authentication", "value": { "outcome": "noExemption", "transactionReference": "Memory265-13/08/1876", "riskProfile": { "href": "https://access.worldpay-bsh.securedataplatform.co.uk/riskprofile/eyJrIjoxLCJkIjoialRBL0FFelBzcnZ" } } }, "assessment-response-exemption-authorization-lowvalue": { "description": "lowValue exemption granted to be applied in payment authorization request", "value": { "outcome": "exemption", "transactionReference": "Memory265-13/08/1876", "exemption": { "placement": "authorization", "type": "lowValue" }, "riskProfile": { "href": "https://access.worldpay-bsh.securedataplatform.co.uk/riskprofile/eyJrIjoxLCJkIjoialRBL0FFelBzcnZ" } } }, "assessment-response-exemption-authorization-lowrisk": { "description": "lowRisk exemption granted to be applied in payment authorization request", "value": { "outcome": "exemption", "transactionReference": "Memory265-13/08/1876", "exemption": { "placement": "authorization", "type": "lowRisk" }, "riskProfile": { "href": "https://access.worldpay-bsh.securedataplatform.co.uk/riskprofile/eyJrIjoxLCJkIjoialRBL0FFelBzcnZ" } } }, "assessment-response-exemption-authentication-lowrisk": { "description": "lowRisk exemption granted to be applied in 3DS authentication request", "value": { "outcome": "exemption", "transactionReference": "Memory265-13/08/1876", "exemption": { "placement": "authentication", "type": "lowRisk" }, "riskProfile": { "href": "https://access.worldpay-bsh.securedataplatform.co.uk/riskprofile/eyJrIjoxLCJkIjoialRBL0FFelBzcnZ" } } } } }, "security": [ { "BasicAuth": [] } ] }